Track 2 provides a practical orientation on how personal capital, people, and substance are treated across European jurisdictions in an era of increasing regulatory convergence. It is designed for founders, investors, family offices, and professional advisers seeking a grounded understanding of jurisdictional realities, not promotional programmes or shortcuts. The sessions focus on regulatory expectations, banking and AML realities, substance requirements, and common misconceptions surrounding residence, tax presence, and cross-border structuring.